Axis Bank Recruitment 2024

Axis Bank, a leading financial institution committed to driving growth, seeks a dynamic and experienced Credit Manager to join our talented team. In this pivotal role, you'll play a critical part in assessing creditworthiness, managing loan portfolios, and building strong relationships with our corporate and commercial clients.

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Responsibilities:

• Credit Appraisal: Analyze financial statements, business plans, and market trends to assess the creditworthiness of potential borrowers and recommend loan approvals.
• Portfolio Management: Proactively manage existing loan portfolios by monitoring loan performance, addressing delinquencies, and ensuring timely recovery of outstanding debts.
• Relationship Building: Cultivate and maintain strong relationships with clients, understand their business needs, and structure loan solutions that fit their growth aspirations.
• Risk Management: Implement and enforce effective risk management practices to minimize credit losses and maintain the bank's financial stability.
• Communication & Reporting: Prepare comprehensive credit reports, present findings to decision-makers, and communicate effectively with clients and internal stakeholders.

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Skills:

• Strong Analytical & Financial Skills: Possess excellent analytical and problem-solving skills, with a deep understanding of financial concepts, credit risk assessment, and loan structuring.
• Negotiation & Communication: Exceptional communication and interpersonal skills to build rapport with clients, negotiate mutually beneficial deals, and clearly present complex financial information.
• Relationship Building: A proactive and relationship-oriented approach to forge strong partnerships with clients, understand their needs, and provide personalized service.
• Commercial Acumen: Keen understanding of various industry sectors and market trends to assess business viability and advise clients on growth strategies.
• Time Management & Organization: Ability to prioritize tasks effectively, manage multiple projects simultaneously, and meet deadlines under pressure.