Axis Bank Recruitment

Are you a financial whiz with a knack for assessing risk and a passion for driving business growth? Do you thrive in a dynamic environment, possess a strategic mind, and enjoy building strong relationships? Then step into the exciting world of Credit Management at Axis Bank in 2024! Be the guardian of responsible lending, ensuring financial stability for both the bank and its borrowers.

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Responsibilities:

• Analyze loan applications, assess creditworthiness, and make informed lending decisions.
• Manage borrower relationships, building trust and understanding their financial needs.
• Monitor loan portfolios, proactively identifying and mitigating credit risks.
• Implement debt collection strategies and resolve delinquent accounts effectively.
• Develop and maintain credit policies and procedures, ensuring compliance with regulations.
• Analyze market trends and industry data to inform strategic credit decisions.

Axis Bank Careers

Skills:

• Strong Analytical & Financial Skills: Possess excellent analytical and problem-solving skills, with a deep understanding of financial concepts, credit risk assessment, and loan structuring.
• Negotiation & Communication: Exceptional communication and interpersonal skills to build rapport with clients, negotiate mutually beneficial deals, and clearly present complex financial information.
• Relationship Building: A proactive and relationship-oriented approach to forge strong partnerships with clients, understand their needs, and provide personalized service.
• Commercial Acumen: Keen understanding of various industry sectors and market trends to assess business viability and advise clients on growth strategies.
• Time Management & Organization: Ability to prioritize tasks effectively, manage multiple projects simultaneously, and meet deadlines under pressure.